Holiday shopping means budget crunch time for most Americans. Whether you’re looking for festive gifts that wow or the latest and greatest tech, ‘tis the season to save.
You’re already getting a great deal with Swappa. But this holiday season we’re thrilled to announce a new flexible payment option with Buy Now, Pay Later (BNPL) powered by Zip. Read on to learn more about how BNPL makes your holiday shopping easier than ever before.
What is Buy Now, Pay Later on Swappa?
Buy Now, Pay Later is a simple and transparent payment method that lets you get what you want now and pay for it in 4 installments spread out over time*. This makes it easier than ever to get what you really want today.
What is Zip?
Buy Now, Pay Later is powered by Zip, a company devoted to helping people shop smarter and make better financial decisions. With Zip, you can split your purchase into 4 installments spread out over time*.
Just select Buy Now, Pay Later at checkout, enter a few personal details, and Zip will provide an instant decision. There are no hard credit checks, and Zip won’t impact your credit score.
How does Buy Now, Pay Later work?
- Find the perfect tech deal by using the BNPL filter for eligible listings. Any listing you see with a BNPL Zip logo is eligible
- Select BNPL at checkout — get an instant decision
- Pay the first installment at checkout, and the rest over time
- Smile. You got a great deal and can pay over time
What does Buy Now, Pay Later cost?
When you use Buy Now, Pay Later on Swappa, you’ll see a small convenience fee added to each installment:
Item Cost | Convenience Fee |
---|---|
Under $200 | $1 per installment ($4 over 6 weeks) |
$200-$400 | $2 per installment ($8 over 6 weeks) |
$401-$600 | $3 per installment ($12 over 6 weeks) |
Over $600 | $4 per installment ($16 over 6 weeks) |
Why Use Buy Now, Pay Later on Swappa
Maybe you really want the iPhone 11, but you’ve only got the budget for an XR right now. Zip gives you more time to pay for the phone you really want.
Swappa works hard to save you money by safely connecting you with the best deals on gently used tech. Zip saves you money by letting you get what you want now, without hard credit checks and high-interest credit card loans. Learn More about BNPL by clicking below.
Chat about BNPL with the Swappa Community. Continue the discussion in our forums!
* Eligibility criteria apply. CA resident loans made or arranged pursuant to a California Finance Lenders Law license.
For full terms and conditions, visit https://zip.co/us/quadpay-terms-of-service