Carrier phone

What are the pros and cons of buying a carrier phone? I have T-Mobile and I noticed that carrier phones are a bit less expensive than unlocked. I'm just wondering what the downside is.

Inability to switch carriers at a later date.
You can only sell it back to someone on the same carrier. Whilst unlocked phones can be sold to anybody hence the added price.

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I got a T-Mobile iPhone 16 plus pink 128gb and 100 battery health let me know
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