How do I find factory unlocked?

Newer Samsung phones that are "unlocked" come with different carrier apps depending on the SIM card inserted. For instance, I have a Galaxy S22 that was originally purchased from Verizon, unlocked, and is now being used on AT&T. When I would boot up with the VZW SIM I would get a Verizon splash screen and when factory reset I'd get vzw apps. Now, my slash screen is ATT.

I am not sure if this helps clarify your confusion or add to it

Adding onto Jaysen's answer, do you mean the "Cricket" and "Ting" carrier names next to the unlocked label? I think those are just there by default from Swappa, since they sell carrier-free unlocked phones.

That being said, you can simply just ask the seller where they bought it from to get assurance that it's carrier free.

That being said, new Samsung phones (like Jaysen said) will boot up with the sim card's carrier, even if it's unlocked. My phone is direct from Samsung and it still does that.

Thanks for the replies. I bought a Samsung phone from Amazon renewed that was carrier unlocked (ATT branded). I could use it with Mint Mobile, but it would not update. I discovered on another forum (and from the seller) that the problem was most likely ATT's firmware left on the phone that was blocking the updates. I was told that I could force an update using Smart Switch, but I don't have access to a PC to perform that. I sent the phone back and now have an Unlocked by Samsung phone to avoid that issue.

Don't worry, "unlocked" with a carrier mentioned likely still offers freedom! Factory unlocked refers to a phone usable on any carrier, but some sites specify the previous carrier for transparency. "Unlocked by Samsung" is a legit option, but look for "SIM-free" or "carrier-neutral" listings too. You'll find your perfect phone without a past!