{"id":1928,"date":"2017-07-25T09:04:28","date_gmt":"2017-07-25T14:04:28","guid":{"rendered":"http:\/\/swappa.com\/blog\/?p=1928"},"modified":"2021-11-19T19:11:24","modified_gmt":"2021-11-20T01:11:24","slug":"buy-a-used-macbook-using-paypal-credit","status":"publish","type":"post","link":"https:\/\/swappa.com\/blog\/buy-a-used-macbook-using-paypal-credit\/","title":{"rendered":"Buy a used MacBook using PayPal Credit"},"content":{"rendered":"

If you\u2019re in the market for a used or refurbished MacBook<\/a>, the smart way to purchase is to buy a used Apple laptop from Swappa. Even smarter – use PayPal Credit to spread your purchase over time to make the purchase more affordable.<\/p>\n

In a previous series we shared \u201cThe Essential Guide to Buying a Used MacBook<\/a>\u201d where we gave you tips on what to look for when buying used. In this article, we\u2019ll show you how to make buying a cheap MacBook more affordable by using PayPal Credit to make your purchase on Swappa.<\/p>\n

What is PayPal Credit and why should I use it?<\/h2>\n

PayPal Credit is a revolving line of credit that can provide interest free purchases if paid back within 6 months\u2012otherwise the interest rate is 19.99%. When you apply for PayPal credit the lender (Comenity Capital Bank) will check your credit. If approved, you\u2019ll get a line of credit of at least $250 that you can use at thousands of stores that accept PayPal Credit – including Swappa<\/a>.<\/p>\n

Similar to other credit accounts, PayPal Credit allows you to spread larger purchases out over time in smaller amounts and has protection against fraudulent transactions. Unlike many credit cards, PayPal Credit doesn\u2019t have an annual fee. Plus, you get 6 months to pay for purchases over $99, interest free. You can also score deals such as free shipping, valuable discounts and promotional offers.<\/p>\n

PayPal Credit is also different from other traditional credit lines because it isn\u2019t reported to credit bureaus during the life of the account. If for some reason, you\u2019re unable to pay your PayPal Credit balance, your account can be sent to collections which will appear on your credit report, but while your account is in good standing it doesn\u2019t appear on your credit report. This could be a great option for people planning major purchases such as a house or car who may not want another line of credit on their credit report impacting that purchase.<\/p>\n

\u201cPayPal Credit is also different from other traditional credit lines because it isn\u2019t reported to credit bureaus during the life of the account.\u201d<\/p><\/blockquote>\n

How to Apply for PayPal Credit<\/h2>\n

Applying for PayPal Credit is easy and quick. You don\u2019t technically need a PayPal account to apply, but in order to use your PayPal Credit you\u2019ll want to create an account so you can checkout using PayPal and select PayPal Credit as your preferred way to pay.<\/p>\n

Visit the PayPal Credit site<\/a> and apply. When applying you\u2019ll be asked for  your date of birth and Social Security Number. Once you accept the PayPal Credit terms you\u2019ll receive a credit decision within seconds.<\/p>\n

\"\"<\/p>\n

If approved, you\u2019ll be able to use PayPal Credit right away. When you checkout with PayPal you\u2019ll have the option to select PayPal Credit as your payment method. Let\u2019s take a look at how this would look when buying a used MacBook on Swappa.<\/p>\n

Buying a used Macbook using PayPal Credit<\/h2>\n
    \n
  1. Start with Swappa’s pages for buying used MacBooks<\/a> or cheap MacBooks<\/a> (under $750)<\/li>\n
  2. Once you land on a listing you want, you can choose the “PayPal Credit” button.<\/li>\n
  3. Next you’ll see a screen showing how much of the cost of the device will be paid to the seller and the low fee paid to Swappa. You’ll want to select the “Pay Now using PayPal” button. This will take you to PayPal where you can complete the transaction.\"\"<\/li>\n
  4. You may have to log into your PayPal account. Once in you should see your transaction.<\/li>\n
  5. Make sure to check the shipping address and that PayPal Credit is selected as your payment option before you hit the “Pay Now Button”.<\/li>\n<\/ol>\n

    \"\"<\/p>\n

    That’s it! Using PayPal Credit to pay for a cheap MacBook<\/a> will give you the option to get the laptop you need for school, work or play with fewer financial restrictions. You\u2019ll know when and how long you\u2019ll pay for your device so you can make your purchase with peace of mind.<\/p>\n

    Paying back a PayPal Credit purchase<\/h2>\n

    Once you make a purchase you will receive monthly statements and can make payments at any time. If you pay in full before your 6 month interest free period expires, you will not be billed interest for that purchase. If you do not pay in full, interest will be calculated from the date your purchase posted to your account and that interest amount will then be added to your account.<\/p>\n

    If you don\u2019t make your minimum payment on time you will get hit with a late fee every month your payment is late. The first time you\u2019re late, the late fee will be the same as the late payment. The next time, the fee can be up to $38. You can set up automatic payments to make at least the minimum payment so you don\u2019t forget to make the payment and get hit with the late charge.<\/p>\n

    The secret to getting a cheap MacBook<\/h2>\n

    Notebooks like the MacBook Air<\/a> and MacBook Pro<\/a> have a reputation for quality and performance that holds its shelf life, which is why so many people choose to buy used MacBooks on Swappa every month. These smart consumers pay far less than retail for Apple products.<\/p>\n

    By the way, if you\u2019re still trying to decide on which used MacBook is right for you, our Buying Guide for used or refurbished MacBooks<\/a> is the place to start.<\/p>\n

    Using Swappa makes buying a used or refurbished MacBook easier by giving you options to buy more affordable, gently used Apple notebooks. Now with PayPal Credit buying a used MacBook is not only safe but more affordable too. Using PayPal Credit to buy a used laptop is the secret to getting a Macbook for cheap because you\u2019ll be saving hundreds of dollars on the cost of the device and will make smaller payments that are convenient, easy, and predictable.<\/p>\n

    Cheap MacBooks<\/a> may seem like an oxymoron, like getting an \u201cexact estimate\u201d or \u201cMicrosoft Works\u201d but, finding a low cost MacBook is possible on Swappa. Buying a gently used MacBook from Swappa means you don\u2019t have to sacrifice a big wad of cash to get a newish device with the level of performance and design you\u2019ve come to expect from Apple.<\/p>\n\n\n

    \n\n\n\n

    Snag the best\u00a0deals on\u00a0used MacBooks<\/a>\u00a0deals wherever you go. Download the\u00a0Swappa App<\/a>\u00a0today!<\/p>\n\n\n\n

    \"\"<\/a><\/figure><\/div>\n\n\n\n
    \n","protected":false},"excerpt":{"rendered":"

    If you\u2019re in the market for a used or refurbished MacBook, the smart way to purchase a MacBook is to buy a used Apple laptop from Swappa. Even smarter – use PayPal Credit to spread your purchase over time to make the purchase more affordable.<\/p>\n

    In a previous series we shared \u201cThe Essential Guide to Buying a Used MacBook\u201d where we gave you tips on what to look for when buying a used MacBook. In this article, we\u2019ll show you how to make buying a used MacBook more affordable by using PayPal Credit to make your purchase on Swappa.<\/p>\n","protected":false},"author":26,"featured_media":1933,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,278,13,36],"tags":[287,281,369,283,282,332],"products":[],"class_list":["post-1928","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buyer-tips","category-macbook","category-protips","category-swappa-2","tag-apple-macbook","tag-macbooks-on-swappa","tag-paypal-credit","tag-sell-used-macbook","tag-used-macbooks","tag-where-to-buy-used-macbooks"],"_links":{"self":[{"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/posts\/1928","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/comments?post=1928"}],"version-history":[{"count":15,"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/posts\/1928\/revisions"}],"predecessor-version":[{"id":24874,"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/posts\/1928\/revisions\/24874"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/media\/1933"}],"wp:attachment":[{"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/media?parent=1928"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/categories?post=1928"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/tags?post=1928"},{"taxonomy":"products","embeddable":true,"href":"https:\/\/swappa.com\/blog\/wp-json\/wp\/v2\/products?post=1928"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}